Marie Schyberg Real Estate Agent

Marie Schyberg

NC/SC REALTOR®, PSA, SRES®
License# NC 287427, SC 98339
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704. 763. 1426

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Mortgage Rates Continue to Impact Summer Market

By Helen Adams Realty - August 14, 2023
Canopy Realtor® Association Market Updates Reprinted from July 2023 CRRA Monthly Indicators Affordability constraints have continued to limit homebuying activity this summer, with existing-home sales falling 3.3% month-over-month nationwide as of last measure, according to the National Association of REALTORS® (NAR). Mortgage rates have approached 7% in recent months, leading many prospective bu
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IntroLend Monthly Mortgage Update | July 2023

By Thomas Baker, IntroLend Carolinas - July 12, 2023
Over the past few weeks, we’ve seen an uptick in mortgage rates. The Federal Reserve has continued to echo a willingness to raise rates again before the end of the year. This increase will come as inflation continues to show a stubborn immunity to higher rates. The Fed has been consistent in its messaging, however, the market, namely investors, has mostly disregarded these statements. Recently, w
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Housing Demand Continues to Outpace Supply

By Helen Adams Realty - July 11, 2023
Canopy Realtor® Association Market Updates Reprinted from June 2023 CRRA Monthly Indicators Temperatures are heating up, yet the U.S. housing market remains cooler than usual for this time of year due to a combination of low inventory and higher borrowing costs, which have restricted market activity going into the summer homebuying season. According to the latest data from the National Associati
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IntroLend Monthly Mortgage Outlook | June 2023

By Thomas Baker, IntroLend Carolinas - June 14, 2023
As expected, the Fed declined to raise rates in June. CPI Inflation data this month, which excludes volatile energy and food prices, showed inflation rose at an annual pace of 4%, the lowest in over two years. While the Fed did not raise rates in June, there are indications they will do so by 0.25% at both their July and September meetings. 2024 may be another refinance boom as experts are predic
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Sales Cool As Summer Heat Approaches

By Helen Adams Realty - June 14, 2023
Canopy Realtor® Association Market Updates Reprinted from May 2023 CRRA Monthly Indicators Existing-home sales slid for the second consecutive month, falling 3.4% nationwide as of last measure, according to the National Association of REALTORS® (NAR), as higher interest rates continue to impact buyer affordability. Sales are down 23% compared to the same period a year ago, while contract signing
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IntroLend Monthly Mortgage Outlook | May 2023

By Thomas Baker, IntroLend Carolinas - May 15, 2023
For the most part, mortgage rates are holding steady after the Fed’s quarter point hike this month. There is a sentiment that we may have reached the peak for rates, but the Fed has made it clear that they will continue to monitor inflation and adjust accordingly if things don’t improve in that department. We may be nearing the light at the end of the tunnel, but we also should not be surprised if
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Strong Competition Continues as Inventory Stays Low

By Helen Adams Realty - May 12, 2023
Canopy Realtor® Association Market Updates Reprinted from April 2023 CRRA Monthly Indicators U.S. existing-home sales declined 2.4 percent month-over-month as of last measure, according to the National Association of REALTORS® (NAR), reversing February’s sales gain of 14.5%. Fluctuations in mortgage interest rates have caused buyers to pull back, with pending sales dropping 5.2% month-over-month
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Modern Mortgage Solutions with IntroLend Carolinas

By Helen Adams Realty - May 02, 2023
At Helen Adams Realty, we understand that the home-buying process has a lot of moving parts, and with dozens of creative and traditional options available, mortgage financing can be overwhelming. This is why we have partnered with IntroLend Carolinas, a mortgage marketplace that allows clients to compare all of their options side-by-side. Designed to seamlessly integrate home mortgage financing in
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IntroLend Monthly Mortgage Outlook | April 2023

By Thomas Baker, IntroLend Carolinas - April 13, 2023
As of the release of CPI inflation data on April 12th, inflation has fallen to its lowest level since May 2021. These numbers came in just below predictions showing that consumer prices rose 5% since March of this year, which is down from 6% in February, but still a long way off from the Fed’s goal of 2%. The inflation data released notably excludes the volatile costs of food and fuel but does sho
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Home Sales Rise in First Monthly Gain in a Year

By Helen Adams Realty - April 12, 2023
Canopy Realtor® Association Market Updates Reprinted from March 2023 CRRA Monthly Indicators Nationally, existing home sales jumped 14.5% month-over-month as of last measure, the first monthly gain in 12 months, and representing the largest monthly increase since July 2020, according to the National Association of REALTORS® (NAR). The sudden uptick in sales activity stems from contracts signed t
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Inventory of Homes Rises as Spring Market Approaches

By Helen Adams Realty - March 15, 2023
Canopy Realtor® Association Market Updates Reprinted from February 2023 CRRA Monthly Indicators In its continued effort to curb inflation, the Federal Reserve raised its benchmark interest rate in February by a quarter-percentage point to 4.50% - 4.75%, its 8th rate hike since March of last year, when the interest rate was nearly zero. Mortgage interest rates have dipped slightly from their peak
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IntroLend Monthly Mortgage Outlook | March 2023

By Thomas Baker, IntroLend Carolinas - March 13, 2023
Investors have begun coming to terms with what the Fed has been saying regarding the need for continued rate hikes into spring and summer. As a result, we’ve seen rates start to climb again. There is a growing sentiment that we will see a 50bp increase to the fed funds rate at their next meeting, up from a widely agreed upon 25bps previously. Further uncertainty grew with the collapse of Silico
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